Signature/Personal: New Loan
1 year = 6.99%  base rate*
2 years = 6.99%  base rate*
3 years = 7.99%  base rate*
4 years = 7.99% base rate*
            5 years = 8.99% base rate*                          
Signature/Personal: Refinanced M&C Loan
1 year = 8.99% base rate*
2 years = 9.99% base rate*
3 years = 10.99% base rate*
4 years = 11.99% base rate*
            5 years = 12.99% base rate*                          

Monthly loan payments can be processed through payroll deduction, electronic transfer from any financial institution, PayPal, Zelle or via USPS Mail

* Rate could be higher than base rate.  Rate is based on borrower's credit history.
All rates shown are Annual Percentage Rates (APR). 
M&C uses Trans Union FICO Scoring Model 4.