Looking for a new vehicle or want to refinance the one you already have? M&C Credit Union has the right loan for you. Apply in person, via email, fax or USPS mail. M&C Credit Union offers competitive loan rates on new and used automobiles, motorcycles, and even boats.

Borrow up to $50,000 for up to 7 years/84 months 

Monthly loan payments can be processed through payroll deduction, electronic transfer from any financial institution, or via USPS Mail

Rates below are effective
through  March 31, 2022


New Vehicle Loan 

12-84 months = 2.69% base rate*

* Rate could be higher than base rate. Rate is based on borrower's credit history.

All rates shown are Annual Percentage Rates (APR)
M&C uses Trans Union FICO Scoring Model 4.

New vehicle rate does not apply to lease buy-outs.

Refinance from new car dealer within 3 months of purchase for new vehicle loan rate.

Get pre-approved!  Your approval is good for 30 days while you shop.  

Loan Application Form

Used Vehicle Loan

12-84 months = 2.99% base rate*

* Rate could be higher than base rate. Rate is based on borrower's credit history.

All rates shown are Annual Percentage Rates (APR) M&C uses Trans Union FICO Scoring Model 4.

M&C will finance up to 100% of the "Private Party" value for the automobile's make/model/year as indicated on 
http://www.edmunds.com/appraisal

Get pre-approved! Your approval is good for 30 days while you shop.

Loan Application Form