Looking for a new vehicle or want to refinance the one you already have? M&C Credit Union has the right loan for you. Apply in person, via email, fax or USPS mail. M&C Credit Union offers competitive loan rates on new and used automobiles, motorcycles, and even boats.

Borrow up to $50,000 for up to 7 years/84 months 

Monthly loan payments can be processed through payroll deduction, electronic transfer from any financial institution, PayPal or via USPS Mail

Refinance a new vehicle dealer loan with M&C and get the new car rate if you apply within 3 months of purchase.

Refinance a used vehicle dealer loan and get the used vehicle rate with M&C at any time. 

 Get pre-approved! Your approval is good for 30 days while you shop. 

Rates below are effective
through September 30, 2022


New Vehicle Loan 

1 -7 year term   = 3.99% base rate*

* Rate could be higher than base rate. Rate is based on borrower's credit history.

All rates shown are Annual Percentage Rates (APR)
M&C uses Trans Union FICO Scoring Model 4.

New vehicle rate does not apply to lease buy-outs.

Refinance from new car dealer within 3 months of purchase for new vehicle loan rate.

Get pre-approved!  Your approval is good for 30 days while you shop.  

Loan Application Form

Used Vehicle Loan

1 -3 year term  = 3.99% base rate*
4 -7 year term = 4.99%
base rate*

* Rate could be higher than base rate. Rate is based on borrower's credit history.

All rates shown are Annual Percentage Rates (APR)
M&C uses Trans Union FICO Scoring Model 4.

M&C will finance up to 100% of the
"Private Party" value for the automobile's make/model/year as indicated on 
http://www.edmunds.com/appraisal

Get pre-approved! Your approval is good for 30 days while you shop.

Loan Application Form